Janel Morris

Personal Lines Agent

Born and raised in Chaska, still here. Personal lines built around relationships — because knowing my clients is how I protect them best.

📞 952‑491‑6717 Email Janel
About Janel

Born and raised in Chaska

Janel was born and raised in Chaska, Minnesota — still working and living in the area. She has a son and daughter who she gets to share her favorite sports with: softball and baseball. If she’s not in the office, she’s typically outside playing ball with her kids, watching them in sports, or finding the next fun wooded area to explore or river to throw rocks in.

Janel bowled on a team in college and received scholarship money from bowling to help pay for school. Someday she hopes to have a dedicated space at her home to restore older furniture as a side gig. In elementary school she received a Good Citizens Award and scholarship for helping others and the community, and spent a lot of time volunteering at her grandmother’s nursing home.

She has a huge heart and always wants to help. That comes through in how she works with her clients every day.

Areas of Focus

Where Janel spends most of the time

Homeowners (high-value)
Personal Umbrella Insurance
Condo Insurance (HO-6)
Cabin & Lake Home
Landlord Insurance
Flood Insurance
Valuable Items Insurance
MN FAIR Plan
Builders Risk Insurance
Hobby Farm Insurance
In Janel’s Words

Philosophy & approach

What’s your core belief about how insurance should work?
Insurance is there to protect your assets and everything you have worked so hard to build in life. It is not to be used as a convenience.
What frustrates you about the insurance industry?
What is frustrating is seeing the rates increase and having to have the hard conversations with clients who I know are already just scraping by. I do my best to empathize and look into ways we can adjust coverages or add discounts to help with the premium.
What kind of clients do you love working with?
My ideal client is the transparent ones. The ones who want the relationship, will have the discussions about insurance, and reach out with questions to let me offer help in the situation they’re in. I like to connect with my insureds — get to know them, what they do for work, their kids, grandkids, where they’re from. I am a relationship builder and I think this helps my clients trust me with their assets.
Get in Touch

Ready to talk to Janel?

We respond within one business day. Real agents, no automated systems.

📞 (952) 392-9508 Email Janel →

← Back to the full team