Jess Todd

Personal Lines Agent

Personal lines agent who believes insurance should be catered to each individual. Everyone is unique — and their coverage should be too.

From New Jersey to Virginia — and now serving Minnesota clients

Jess grew up in northern New Jersey and then traveled quite a bit for work and personal reasons — living in Delaware, Florida, and Kansas before landing in Virginia. She lives with her two kids, two dogs, and her daughter’s two hermit crabs.

Outside of work, Jess enjoys anything animal-related, the outdoors, music, reading, cooking, and games. She’s also a huge fan of drag racing and working on cars. She and her kids are big on community involvement — doing fundraisers and volunteer work for multiple organizations, especially those focused on animal rescue, ALS research, childhood cancer, veterans, and nursing homes.

Where Jess spends most of the time

Personal Lines Insurance
Auto Insurance
Home Insurance
Renters Insurance
Life Insurance

Philosophy & approach

What do you want people to know about independent agents?
Independent agents focus on the clients and can check multiple options to find what works best for each individual’s needs. We also eliminate the need for the client to reach out to the insurance company directly. We can process payments, make changes, assist with claims, and keep track of industry trends to ensure you’re in the best position possible.
What’s your core belief about how insurance should work?
In my opinion, insurance should be catered to each person. Everyone has different needs and preferences, and there should be options available that fit everyone comfortably, yet provide adequate coverage. Sometimes some insurance companies can’t meet everyone’s specific needs, so it takes time to find one who does.
What kind of clients do you love working with?
I love working with everyone. I enjoy creating a personable relationship so I can get to know each person and build rapport. Everyone is so unique that it makes it interesting to learn about each other.

Ready to talk to Jess?

We respond within one business day. Real agents, no automated systems.

📞 (952) 392-9508 Email Jess →

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