This policy explains how Options Insurance collects, uses, and protects the personal information you share with us through our website and communications.
This Privacy Policy describes the privacy practices of Options Insurance (“we,” “us,” or “our”), an independent insurance agency headquartered at 102 N Jonathan Blvd #210, Chaska, MN 55318. Options Insurance operates in multiple states and, in California, conducts business as Novallus Insurance Brokers.
By accessing our website at options-insurance.com (the “Website”) or submitting information through any of our online forms or communication channels, you agree to the terms described in this Privacy Policy. If you do not agree with this Policy, please do not submit personal information through the Website.
The Website is designed for use by U.S. residents seeking information about personal and commercial insurance products. It is not intended for use by residents of the European Union or other jurisdictions with privacy regulations that differ materially from U.S. law.
We collect information about you in the following ways:
Depending on how you interact with Options Insurance, we may collect the following categories of information:
We do not collect Social Security numbers, financial account numbers, or payment card information through the Website. Any sensitive financial or identification information required for policy applications is collected through secure, carrier-specific processes.
We use the information we collect for the following purposes:
Options Insurance does not sell your personal information to third parties. We may share your information in the following circumstances:
Aggregated, non-identifiable data may be shared freely for lawful business purposes including Website analytics and industry reporting.
You have meaningful control over the personal data we collect and how we use it:
You may request access to, correction of, or deletion of the personal information we hold about you by contacting us at the information listed in the Contact Us section below. We will respond to reasonable requests within a reasonable timeframe.
Please note that certain information may be retained as required by applicable insurance regulations, legal obligations, or legitimate business needs even after you request deletion.
Minnesota residents and residents of other states with applicable privacy rights legislation may have additional rights regarding their personal data. Please contact us to inquire about rights specific to your state of residence.
Options Insurance implements reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:
No method of transmission over the internet or electronic storage is 100% secure. While we take reasonable precautions, we cannot guarantee absolute security of your information. In the event of a data breach that affects your rights or freedoms, we will notify you as required by applicable law.
We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, including:
When personal information is no longer required for these purposes, we delete or anonymize it in accordance with our data retention practices. The sensitivity of the data and applicable regulatory requirements are factors in determining retention periods.
If you provide your email address or phone number through the Website, you may receive communications from Options Insurance including:
To stop receiving marketing emails, use the unsubscribe link in any such message or contact us at info@options-insurance.com. To opt out of phone or text outreach, notify your agent directly or contact our main office. We honor opt-out requests promptly.
The Website is not intended for use by children under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a child under 18, we will take prompt steps to delete that information from our records. If you believe we may have collected information from a minor, please contact us immediately at info@options-insurance.com.
The Website may contain links to third-party websites, including insurance carrier websites, state insurance department resources, and other external services. This Privacy Policy does not apply to those websites, and we are not responsible for their privacy practices or content.
We encourage you to review the privacy policies of any third-party website before submitting personal information. The presence of a link on our Website does not constitute an endorsement of that website’s privacy practices.
This Privacy Policy is governed by the laws of the State of Minnesota and the United States of America. While the Website is accessible globally, it is designed for and directed at U.S. residents.
Users accessing the Website from outside the United States are responsible for compliance with their local laws. If your local laws conflict with this Policy, the Website may not be appropriate for your use.
Options Insurance complies with applicable Minnesota and federal privacy and insurance regulations, including requirements of the Minnesota Department of Commerce and applicable provisions of the Gramm-Leach-Bliley Act governing the privacy of consumer financial information.
We may update this Privacy Policy from time to time without prior notice. The “Last updated” date at the top of this page reflects when this Policy was most recently revised. Changes take effect upon posting to the Website.
Your continued use of the Website following any update constitutes your acceptance of the revised Policy. We recommend reviewing this page periodically, particularly if you regularly use the Website or have an ongoing insurance relationship with Options Insurance.
For questions about this Privacy Policy, to request access to your personal data, or to exercise any applicable privacy rights, please contact us:
102 N Jonathan Blvd #210
Chaska, MN 55318
In California, we operate as Novallus Insurance Brokers. License #0K69880 / #6003120
Tom founded Novallus Insurance Brokers in 2014 and rebranded the agency when he acquired Options Insurance in 2020. He oversees agency operations and ensures every client relationship is built on trust, transparency, and independent advice across 50+ carriers.